Products for Financial Institutions
Enterprise-grade, composable solutions to build comprehensive payment and merchant services platforms.
0+
Daily Transactions
0%
Availability
0ms
Latency P99
0+
Markets
Core Digital Transaction System
Enterprise-grade acquiring and routing; million TPS at peak; multi-cloud active-active.
- Business-aware global traffic scheduling
- Risk engine & policy framework
- Settlement & reconciliation
Operations Platform
Comprehensive back-office for merchant lifecycle, finance, and operations.
- Merchant lifecycle & KYC
- Finance ops & clearing
- Ticketing & workflow
Sales Management
Lead, pipeline, and account management tailored for acquiring institutions.
- Lead to contract pipeline
- Channel/agent tools
- Performance analytics
Data & AI Platform
Warehouse, tag system, user portrait, AI models, metrics system, BI.
- Kafka→Flink→ClickHouse
- Tag/portrait/metrics
- BI dashboard & API
Supporting Platform
CRM, org management, risk control, fund loss prevention, content platform.
- CRM / Org / RBAC
- Risk & fund‑loss prevention
- Content delivery
Architecture Overview
Module Details
Transaction Core
- Acquiring & Routing
- Channel Aggregation
- Reconciliation & Settlement
APIs
/payments/charge/payments/refund/settlements/payoutRequest
POST /payments/charge
Content-Type: application/json
Authorization: Bearer <token>
{
"amount": 1999,
"currency": "USD",
"merchantId": "m_123",
"source": { "type": "card", "token": "tok_abc" }
}Response
HTTP/1.1 200 OK
Content-Type: application/json
{
"id": "pay_7f92",
"status": "succeeded",
"p99": 47,
"riskScore": 0.02
}Solution Compositions
Bank Acquiring SuiteComposable
Transaction CoreOperationsData & AIPCI Kit
PSP AggregatorComposable
Transaction CoreRisk & ComplianceDeveloper APIsOnboarding
KYC & onboarding
Integration
Go‑Live
Compliance & Security
- PCI DSS
- GDPR
- Zero‑trust
- E2E Encryption
- Observability & Audit
Trust Boundary & Data Masking
PCI DSS Control Matrix (Excerpt)
| Req | Control | Implementation |
|---|---|---|
| 3 | Protect stored cardholder data | Tokenization, vault isolation, key rotation |
| 4 | Encrypt transmission | TLS 1.2+, mTLS between zones |
| 7 | Restrict access to CHD | RBAC, JIT access, audit trail |
| 10 | Track and monitor access | Centralized logs, tamper-evident storage |